Why do I need a home warranty?

As a homeowner you know how expensive it can be to fix or replace things that malfunction in your home. With a home warranty plan in place, covered system and appliances in your home may be repaired whenever they break or replaced with a new one, depending on your agreement with the home warranty company. Some companies’ home warranty plans even offer coverage for electrical wiring, plumbing stoppages, and other items in addition to your appliances and major systems.
Average appliance replacement cost can be as high as $700.
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Consider a home warranty if you meet any of the following conditions:
  • Any of your appliances such as air conditioner, heater, washer, dryer, water heater etc. are no longer under a manufacturer’s warranty and you wish to offset some of the future repair costs.
  • You could use help at times with the high costs of major system repair.
  • You do not want to get your hands dirty when something breaks down and need repair work done quickly.
  • You are getting tired of bearing the full cost of repairs to items in your home that could be covered by a home warranty.
  • You do not have a trusted service contractor and if you do not want to go through the pain of cold calling contractors from Yellow Pages, getting quotes, and checking their work.

Average repair and replacement costs

This is just a simple breakdown of the average replacement and repair costs for some of the most common items found in your home.
Heating Air Conditioner Refrigerator Oven, Range, Cooktop Clothes Washer Clothes Dryer Dishwasher Water Heater Main Electrical Panel
$316 $332 $209 $170 $98 $88 $171 $140 $210
$2,442 $2,390 $1,088 $706 $571 $646 $502 $767 $651
Prices and costs reflect national average.

** As reported in the survey A Study of Homeowners’ Appliance and Home System Service Experiences, Decision Analyst (2011) and reprinted with their written permission. Further reproduction is expressly prohibited.
TheWarrantyService.com is a free service that matches consumers with prospective home warranty providers, depending upon various factors. By registering you expressly consent to the submission of the information you provide to independent third party service providers in our network. Providing your information on this website does not guarantee that you will be approved. The operator of this website is not an agent, representative, advisor or broker of any service provider and does not endorse or charge you for any service. The service may not be available in all states and the states serviced by this website may change from time to time, and without notice. This service and offer are void where prohibited. Not all service providers may be licensed. NOTE: Specific coverage, average repair costs and prices vary from one home warranty provider to another and may be based upon such considerations as your registration information and location. For detailed information, questions or concerns regarding coverage, please inquire directly with the home warranty provider who may contact you directly